Blank Check Paper in Middle

Blank check paper in middle format is unprinted check stock with the check centered on an 8.5 by 11 inch sheet, one perforated stub above the check and one below. No banking details are pre-printed on the paper. Your accounting software and MICR toner print the full check at run time, including the routing number, account number, and check number in the MICR line. Checkomatic has manufactured blank check paper and business check stock from Monroe, NY since 1997, with regular and high-security options available in bulk quantities.

What Is Blank Check Paper in Middle Format and How Does It Work?

The check-in-middle layout positions the payment check in the center of the sheet. One perforated stub runs above the check and one runs below it. You tear the check off the page after printing. One stub stays in your AP records. The other goes to the payee as their payment confirmation.

Like all blank check stock, this paper carries no pre-printed banking information. Your accounting software generates the payee, amount, date, check number, and MICR line at print time. The MICR line at the bottom of the check is the row of characters your bank reads to route and process the payment. It must be printed with MICR toner for magnetic reading, or with standard laser toner if your bank processes checks optically under the Check 21 Act.

For the most common check format with the check at the top and stubs below, see our blank laser checks on top. For the check-on-bottom format with stubs above, see our blank check stock on bottom. For three checks per sheet with no stubs, our blank laser checks 3-on-a-page offer the lowest cost per check at volume.

Who Uses the Check-in-Middle Blank Check Format?

The check-in-middle layout is the standard for specific accounting platforms and workflows that require equal stub space above and below the check.

Deltek users are the most consistent buyers of blank check-in-middle stock. Deltek's AP module is configured by default to print checks in a centered layout. Any business running Deltek for project accounting, government contracting, or professional services AP will need this format to match their software template. For pre-printed check-in-middle stock with banking details already on the paper, see our Deltek compatible checks.

Certain Sage 50 configurations also use the middle format, as do some custom AP setups where the two-stub center layout fits the specific workflow better than a top or bottom layout. If you are unsure which format your software uses, check your accounting platform's check printing settings before ordering.

Personal Check Paper vs Business Blank Check Stock

Personal check paper typically refers to the check stock used in personal checkbooks, standard checkbook-size sheets written by hand for home use. Business blank check stock, which is what this page covers, is full 8.5 by 11 inch laser-compatible paper designed for software check printing in accounts payable, payroll, and business expense workflows.

If you are looking for personal checkbooks or personal-size check paper for handwritten use, our personal checks catalog covers all personal check formats including standard checkbooks, top stub checks, and deskset checks.

Security Options, Colors, and Paper Specifications

Every sheet of blank check paper in middle includes fraud protection built into the stock:

Microprinting along the signature line that blurs on any photocopy
Heat-sensitive ink that disappears when the check surface is warmed
Chemical-reactive paper that stains when exposed to bleach or solvent
Void pantograph that shows VOID clearly on any copy of the check
True watermark visible from both sides when held to light

Two security tiers are available: Regular security covers the features above. High security adds DocuGuard protection for organizations processing high-value payments. Three background design families are available: Marble, Diamond, and Prismatic, each with multiple color options. All designs are printed on the same ABA-compliant check paper stock.

Why Choose Checkomatic for Blank Check Paper

Checkomatic has manufactured blank check paper and all blank check formats from Monroe, NY since 1997. Every sheet exceeds ABA (American Bankers Association) specifications. Bulk pricing scales from 500 to 20,000 sheets. Custom quantities are available. Every order carries a 30-day satisfaction guarantee and ships in 5 to 7 business days, with rush options available.

Blank check paper in middle is the correct format for Deltek users, specific Sage 50 configurations, and businesses whose AP workflows require equal stub space on both sides of the check. Every sheet from Checkomatic ships ABA-compliant, in bulk, with your choice of regular or high-security stock.