Blank check paper gives your business one universal stock that works across every bank account you run. Instead of ordering a separate pre-printed batch for each account, you load a single format into your printer, let your check printing software fill in the bank details, and you're done. It's the smarter setup for businesses managing payroll, accounts payable, or multiple accounts at once. At Checkomatic, we manufacture our own blank check stock, which means you get direct-from-source quality at prices your bank can't come close to matching.
What Are Blank Checks and How Do They Work?
Blank checks, also called blank check stock or blank check paper, are 8.5" x 11" sheets of premium security paper that carry all the anti-fraud features of a standard printed check but none of the pre-printed banking details. Your MICR line (the magnetic ink character recognition strip along the bottom that holds your routing number and account number) gets printed by your check printing software using MICR toner at the time of each payment run.
That's the fundamental advantage over pre-printed checks. Your sensitive banking information isn't sitting on a stack of paper in a desk drawer waiting to be compromised. Each payment gets produced on demand. That's more secure and more flexible. One stack of blank business checks covers every account your company operates, no matter how many you have.
CPAs, bookkeeping firms, and property management companies rely on blank check paper for exactly this reason. When you're cutting checks across dozens of client accounts, maintaining separate pre-printed stock for each one isn't practical. Blank check stock fixes that immediately.
Blank Check Stock Formats Available at Checkomatic
Every format we carry is printed on standard 8.5" x 11" paper, with the check itself measuring 8.5" x 3.5". All formats work with laser and inkjet printers and exceed American Bankers Association compliance standards. Pick the layout that matches your accounting software's default output.
Blank Checks on Top
Blank checks on top position the check at the top of the sheet with two perforated stubs running below. You keep one stub for your financial records and send the other with the payment. This is the most common format for accounts payable and vendor payments, and it's the default output for most accounting software configurations.
Blank Checks in Middle
Blank checks in the middle place the check between two stubs, one above and one below. QuickBooks and Sage both commonly use this layout for payroll runs since it keeps employee pay detail cleanly separated from the check itself. If your software defaults to a middle-check output, this is your format.
Blank Checks on Bottom
Blank checks on bottom put the check at the base of the sheet with two stubs sitting above it. This format suits software that outputs payee detail or invoice references in the upper portion of the page, keeping that information attached directly to each payment.
3-on-a-Page Blank Check Paper
The 3-per-page blank check format prints three individual checks on a single sheet. It's the most cost-efficient option for high-volume operations. If you're processing large payroll batches or dozens of vendor payments weekly, this format cuts your per-check paper cost without giving up bank acceptance or ABA compliance.
Z-Fold Pressure Seal Blank Checks
Z-fold pressure seal checks fold and seal the check inside the mailer in one step. No separate envelope is needed. You print, seal, and send. It's built for businesses that regularly mail checks and want to remove a step from the process while keeping sensitive account information fully enclosed during delivery.
Who Should Buy Blank Business Checks?
Blank check paper is the right call when your situation fits one of these scenarios. You run two or more bank accounts and don't want to manage separate pre-printed stock for each. You're a CPA, bookkeeper, or property manager cutting payments across multiple client accounts. You handle in-house payroll regularly and need a consistent format that works across every pay cycle. You want the flexibility to switch banks or add accounts without waiting on a new check order.
If you're running a single account and writing a manageable number of checks each month, pre-printed computer checks or QuickBooks checks are the simpler setup. When volume, flexibility, or multi-account management is in play, blank check stock is the better choice every time.
Compatible With QuickBooks, Sage, Xero, and Most Check Printing Software
Checkomatic blank check paper works with QuickBooks Desktop and Online, Quicken, Sage, Xero, MYOB, Microsoft Money, Peachtree, and most standard check printing programs. If your software isn't on that list, we custom-format the checks at no extra charge. You do need dedicated check printing software to handle the MICR line. QuickBooks on its own won't print your routing and account numbers onto blank stock. A check printing program handles that, working alongside MICR toner in your printer.
Security Features Built Into Every Sheet of Blank Check Paper
Each sheet of Checkomatic blank check stock includes chemically sensitive paper that reacts visibly to any alteration attempt, coin-reactive ink that changes color if someone tries to tamper with it, invisible fluorescent fibers embedded in the paper, a visible watermark, microprint border lines that can't be reproduced on standard office copiers, heat-sensitive ink, a security warning box, and DocuGard anti-fraud protection. These features meet and exceed the security standards set by the American Bankers Association. We manufacture this stock ourselves, so quality control happens at every stage before the paper ships.
Why Order Blank Check Paper From Checkomatic?
Because we make it. Checkomatic is a direct manufacturer of blank check stock, not a reseller, so there's no middleman margin added to your price. Our blank check paper typically runs 50 to 70 percent less than bank-issued checks at the same security level. Bulk discounts apply to every order. Most shipments go out same-day, and our Rush B delivery option gets your first 50 checks there overnight when you need them fast.
Need matching envelopes for mailing your checks? We carry double window check envelopes sized for every blank check format we sell. Prefer pre-printed checks for a single-account setup? Browse our full range of business checks.
Frequently Asked Questions About Blank Check Paper
Do I need a special toner to print blank checks?
Yes. Blank check paper requires MICR toner, which uses magnetic ink, to print the routing and account number line correctly. Standard laser or inkjet toner won't produce a machine-readable MICR line. Banks use automated check readers that scan the magnetic properties of that ink, and if the toner isn't MICR-grade, your check can be rejected during processing.
What's the difference between blank check paper, blank check stock, and blank laser checks?
Nothing, practically speaking. The terms are used interchangeably across the industry. Blank check paper and blank check stock both refer to unprinted security-grade sheets you print on using check printing software. Blank laser checks is the same product described by its printer compatibility. They all mean the same thing.
Can I use blank checks with multiple bank accounts?
Yes, and that's the main reason most businesses choose blank check stock over pre-printed checks. Since your bank details get printed at the time of each run by your check printing software, the same stack of paper works for every account your business operates. You don't need separate stock for each account.
Are blank checks accepted by all US banks?
Yes, as long as they're printed with proper MICR toner and the MICR line is intact. Checkomatic blank check stock meets and exceeds American Bankers Association specifications, which is the standard all US banks recognize. Every major bank processes ABA-compliant checks without issue.
How fast does Checkomatic ship blank check orders?
Most orders ship same-day. Standard delivery takes 3 to 5 business days. Our Rush B option delivers your first 50 checks overnight for urgent situations. Additional expedited shipping options are available at checkout depending on your order size and destination.
Blank Laser Checks on Top
When it comes to business transactions, most organizations have a natural affinity towards pre-printed computer checks. While these checks are great for saving cost, effort, and time, they come with one inherent problem. If your company uses multiple bank accounts, you’ll have to separately order blank checks for each account. This, in turn, can cause the costs to quickly add up.
That’s why, at Checkomatic, we recommend that every company should have adequate stock of blank check paper. If you’re wondering where to buy blank check paper online, we’ve got your needs covered. Our blank laser checks on top are particularly preferred by customers who wish to maintain transaction details for every check payment they make.
While the check is printed on top of a standard computer paper, two perforated stubs are printed below the check for quick and efficient financial recordkeeping. You can keep one stub for your official records and hand over the other one to the payee. Also, since your company details and bank account information aren’t printed beforehand, these checks are highly secure.
That’s not all!
When you buy blank checks online from Checkomatic, you can choose from a diverse array of eye-catching background styles and colors. Plus, all our checks are made using premium quality paper and boast advanced security enhancements. We also take special care to ensure that your blank laser checks on top comply with the specifications of the American Bankers Association.
Our blank laser checks are designed to work on commonly used accounting software such as Quicken, QuickBooks, Microsoft Money, and more. We can also custom format the checks for your software. Plus, you can print these checks on both laser and inkjet printers. Our affordable prices and generous bulk order discounts make Checkomatic the best place to buy blank check paper online.
Blank Check Paper in Middle
Whether you’re running a bootstrapped startup or a large corporation, it’s important to find the right checking supplies. While pre-printed business checks are a must, you should also keep some blank check paper handy. Blank check stock is particularly useful when you’ve run out of your regular checks and need to make some urgent payments. They’re also essential when your company uses more than one bank account.
At Checkomatic, we understand the importance of finding the right blank check stock. That’s why we’ve designed a diverse assortment of blank checks in various formats. Nevertheless, our blank checks paper in middle is one of our bestselling products. Featuring a secure and durable check in middle, each sheet comes with two perforated stubs on either end of the check. This ensures timely and hassle-free financial recordkeeping.
Our blank checks (in the middle format) are suitable for a wide variety of professional and personal uses. They’re particularly great for accounts payable and payroll. Plus, when you order your payroll check stock from Checkomatic, you get a wide array of customization options including background color and style choices. Our checks are also designed to meet the highest security standards and comply with the regulations of the American Bankers Associations.
The best part is that you can print blank checks using any laser or inkjet printer and use them on all industry-standard accounting software. While we take pride in offering these checks at the most affordable rates, don’t forget to leverage our generous bulk order discounts. We also offer affordable rush shipping options, just in case you’re in dire need of blank checks.
Blank Check Stock on Bottom
Does your company use checks to make payments to vendors, employees, lenders, and other stakeholders? Do you prefer to use more than one bank account to make business payments? Wouldn’t it be great if you could find reliable, affordable, and high-security blank check stock? At Checkomatic, we’re here to take care of all your blank laser security check stock needs.
Our blank check stock with check on bottom is particularly useful for efficient financial recordkeeping. The check is printed on the bottom of a standard-size computer sheet with two perforated stubs on top. These stubs come in handy for maintaining and organizing transaction details for your official records. And you can hand over one of the stubs to the payee as well.
Do you want to know the best part of ordering high-security blank check stock from Checkomatic? You get to choose from a diverse array of customization options including a plethora of eye-catching background styles and colors. Plus, our checks boasts some of the most advanced security features such as chemically sensitive paper, coin-reactive ink, security screens, micro-print lines, and more.
That’s not all!
At Checkomatic, we take the utmost care to ensure that all our checks adhere to the guidelines of the American Bankers Association. We also use premium quality paper to ensure that your blank laser security check stock can withstand regular office use. Designed to work with common accounting software such as QuickBooks, Quicken, etc., our blank check stock on bottom is compatible with both laser and inkjet printers.
We take pride in offering premium blank check stock on bottom at the most affordable rates. Nevertheless, you can leverage attractive discounts on bulk orders. If you’ve run out of your regular checks, don’t forget to leverage our rush shipping options to get your high-security blank check stock delivered as soon as tomorrow.
Blank Laser Checks 3 on page
Are you looking for reliable blank laser checks to maintain your financial accounts and save money? Whether you’re running a business or managing a household, we’ve got the right blank laser check for you. At Checkomatic, we provide blank high-security laser check paper that has several safety features.
Our blank laser security check stock products are equipped with over 14 top-notch security enhancements including:
In general, these checks are more secure than other business checks because no one can see your bank details before you print them.
Plus, blank laser checks are less pricey than other types of business checks. When you get 3-on-a-page blank laser checks printed from Checkomatic, your organization can save both money and paper. Businesses that use pre-printed checks for multiple accounts have to maintain several check stocks all the time. On the other hand, you can use the same blank laser security check stock for every account you have.
Plus, you no longer have to worry about throwing away any existing stock of pre-printed checks in case there’s a change in the information printed on them. With blank laser checks, you can modify the information of your accounting software and continue to use them. We take the utmost care to ensure that these checks are compatible with all industry-leading accounting software including QuickBooks, Quicken, Sage, and more.
At Checkomatic, we also offer more than a dozen choices of designs and colors. We offer generous discounts for bulk orders as well to all our customers. Our blank three-on-a-page laser checks work well with all commonly used printers.
Blank Z Fold Pressure Seal Checks
Selecting the right business checks for your company is a crucial decision. From security features and size to quality and compatibility - you have to consider various factors. For instance, many businesses prefer to use a Z fold pressure seal check paper because of its ability to be folded into a sealed and mailable document. That’s why Z fold pressure seal checks are the most popular variant of pressure seal check stock.
At Checkomatic, you’ll find Z fold pressure seal checks printed on standard 8 1/2 x 11 sheets of 28# bond paper. These checks feature numerous security enhancements for anti-fraud purposes and are fully compatible with laser, MICR, and OCR scanning technologies. The color on our pressure seal check stock is industry-standard dual-toned blue/red (cubed).
Security features include micro-bordering, watermarks, endorsement areas, and several other enhancements designed to protect your business from document fraud.
Pressure seal check stock is becoming increasingly popular in the business world due to its versatility and enhanced security features. These are great for accounts payable, payroll, vendor payments, and similar transactions. Order yours today from Checkomatic and avail of generous discounts on bulk orders.
Our pressure seal check stock is available in quantities ranging from 100 to 2,500. Place your order today by clicking the “Add To Cart” button near the bottom of the product listing and have it shipped in as little as three business days.