Personal Top Stub Checks

Top stub checks from Checkomatic are spiral-bound personal checkbooks with the stub positioned above each check rather than beside it. You write the check, record the transaction on the stub, and tear the check away cleanly at the perforation. The stub stays in the book as a built-in running ledger with no separate register to maintain. Available in singles and duplicates, in four background color styles, and packaged in pads of 40 checks each. Complimentary deposit slips are included with every order.

What Makes a Top Stub Checkbook Different From a Standard Personal Checkbook?

In a standard personal checkbook, the check register is a separate booklet you fill in manually after writing each check. In a top stub checkbook, the stub is attached directly above every check in the book. You record the date, payee, amount, and running balance on the stub before you tear the check out. The stub stays bound in the book in sequence. Every payment is documented automatically in the order it happened.

That setup eliminates the step of separately logging transactions and removes the risk of losing your register. If you've ever written a check and forgotten to update your register until the bank statement arrived, top stub checks solve that problem at the source. The stub is right there, above the check, before it tears away.

Each check measures the standard personal size of 6" x 2 ¾". The pads are spiral-bound, which keeps the pages from sliding or separating during use. Every book comes packaged with several complimentary deposit slips and a check register.

What Styles and Quantities Are Available for Top Stub Personal Checks?

Checkomatic's top stub personal checks are available in four background styles: Blue Safety, Gold Parchment, Pink Ribbon, and American Pride. Each style is available as single leaf checks or duplicate checks. Duplicates include a carbonless copy behind each check that records exactly what you write on the original. The copy stays in the pad after the check tears away.

Pads contain 40 checks each. You can order in quantities from 120 checks (three pads) up to 1,280 checks, with bulk discounts applying automatically at higher quantities. Most reorder customers move to mid-tier quantities once they've confirmed the format works for their setup, which is where the per-check price drops most noticeably.

A black vinyl checkbook cover sized specifically for the top stub format is available as an add-on. It protects the spiral binding and the check pages during storage and travel. Worth adding if the book will spend time in a bag rather than sitting on a desk.

How Cheap Are Top Stub Checks From Checkomatic Compared to Bank Pricing?

Banks mark up personal check orders because they source from wholesale printers and add a retail margin. Checkomatic manufactures top stub checks in-house from Monroe, NY and ships direct. There's no middleman pricing layer. The result is that ordering cheap top stub checks from Checkomatic at most quantities costs significantly less than the same order placed through a bank branch.

Standard shipping is 3 to 5 business days. Expedited shipping for $20 covers situations where you've run out and need checks faster. Every check meets American Bankers Association specifications and is accepted at all major US banks, credit unions, and financial institutions.

Security features are built into the paper on every order: chemically sensitive stock that reacts visibly to alteration attempts, coin-reactive ink, heat-sensitive ink, a visible watermark, microprint border lines that distort under any copier, and invisible fluorescent fibers. These features are standard, not an upgrade.

Where to Find Other Personal Check Formats at Checkomatic

If the top stub format isn't the right fit, Checkomatic carries the full range of personal check styles. The personal checkbook category covers standard wallet checkbooks in single and duplicate. The personal deskset checks are a three-per-page format with side stubs that fit a 7-ring binder for desk organization. The secretary deskbook bundles checks, binder, and register in one order. All formats include complimentary deposit slips and ship from the same facility.

For envelopes to go with any personal check format, the check envelopes page carries both gummed and peel-and-seal options in sizes that fit personal checks.

Top stub personal checks are in stock and available to order in the quantity that matches your usage. The per-check price drops at 240, 480, 640, and 960 checks, so if you write checks regularly it's worth looking at the next tier up before you commit.

Production Time: 3-5 Business days for production

Shipping Methods: Ground, 2 Day, and Next Day - Choose at checkout.

Rush Option: Rush + $29.95 - Orders will be processed within 3 business days and will ship with method chosen at checkout.

* Orders placed before 3:pm EST (Mon-Thu) Excluding Holidays

Q: What Is a Top Stub Check?

A: A business entity or organization needs various types of checks for its daily operations. The checks can be of numerous types. They can be Quickbooks checks or manual business checks, blank business checks or blank personal checks, computer checks, and personal checks. These checks can be further categorized as single checks, checks on top, checks in the middle, checks on the bottom, three to a page checks, laser checks, and checks with stubs. The stub checks that are generally used, have a stub attached to them. This stub provides the details of the check. These details can include the invoice number, the amount paid, and the name of the receiver. A stub check can have a stub on their top, on the bottom, or to their side. A top stub check is generally wire bound. These stubs present on them can easily record the details of the deposit.

Q: Is a Paycheck a Pay Stub?

A: A pay stub can also be known as a check stub. These pay stubs come in various forms. They can be either a part of the paycheck or can be a separate document. These documents or stubs record the details of the employee’s pay. The stub can also list or itemize the wages earned by an employee for a certain pay period and can include their year-to-date payroll information. Detailed tax reports and other deductions of an employee's earnings can also be found in the check stubs. The use of QuickBooks payroll checks is prevalent and you can opt for the same too.

Q: How Do You Get a Check Stub?

A: A person can obtain pay stubs by employing numerous methods. They can order them online or buy them locally. While ordering them they have to ensure the authenticity of the seller and the product. If they are ordering the check stubs online they can buy them from a specialized check vendor or a check printing site. In case the check stubs are ordered locally, they can be bought from any nearby stationery shop. Some checks also come with stubs attached to them. An individual can also ask their employer to provide them with stubs when their payroll is issued. They can also print their own stubs using specialized accounting software.