Quick Answer: Amazon banned third-party sellers from offering customized printed business checks on February 25, 2022. No official reason was given, but fraud concerns around marketplace sellers handling sensitive banking data are widely cited as the cause. Customized business checks remain available from dedicated direct printers. Checkomatic has printed and shipped customized business checks from Monroe, NY since 1997 with full order verification and security features included on every order at the base price.
What Happened and Why
Introduction: In the past, business check sellers, Checkomatic included, have always offered the option to customize your check information. Specifically for business checks and personal checks. At a cost of 14¢ to 18¢ per customized check, it was easy for other sellers, especially those on Amazon to upcharge customers and make a larger profit. At Checkomatic, we promise customers the lowest price guaranteed on all business checks and we deliver just that.
Over the last few years, Amazon sellers have provided customized business checks to varieties of businesses; until February 25th, 2022, when Amazon stopped sellers from being able to offer these products. If you're wondering why Amazon put this ban in place, so are we. They have yet to give an official reason; although, experts say that they have a magnificent amount of fraud and assume that Amazon wants to steer clear of any fraud issues.
That being said, why should you trust Checkomatic when it comes to concerns about fraud? Easy answer. We are safe and secure with a highly sophisticated check fraud system that scans and checks every order before shipment, and if it's not perfect the order is canceled and reprocessed. Our standard security checks offer advanced safety measures, and our high-security checks offer five additional levels of security.
Standard and High-Security Check Features
Standard Security Features:
- Check-21 Compliance
- Security Box Features
- Coin Reactive Ink
- Erasure Highlighting
- Front Security Warning
- Micro-Printed Border
- Artificial Watermark
- "Void" When Copied
High-Security Features:
- Standard Security Features
- Heat Sensitive Ink
- Two Colored Background
- Endorsement Area Seal
- Colored Signature Area
Some Amazon sellers have put back the customization option with no action from Amazon itself, but we will continue to monitor those sellers and see what action Amazon will take if any. In the meantime, it's better to be safe than sorry. Stick with Checkomatic.
Browse business checks, computer checks, or manual checks at Checkomatic.
What Amazon's Ban Means for Business Check Buyers
For business owners who previously ordered customized checks through Amazon marketplace sellers, the February 2022 ban created an immediate supply problem. The marketplace had made check ordering convenient, but the underlying risk that prompted Amazon's action had always been present. A marketplace seller offering customized business checks handles the most sensitive financial data a business has: its legal name, address, bank name, ABA routing number, and checking account number. All of these appear on every check the business writes.
The Fraud Risk on Open Marketplaces
The original content correctly identifies fraud as the driving concern behind the ban. An open marketplace creates specific vulnerabilities that a dedicated check printer does not have. A marketplace seller is a third party that collects your banking data, transmits it to a printing facility, and ships the finished product. The data handling, verification, and security protocols at each step vary widely between sellers and are not regulated by the marketplace in the same way they would be in a dedicated financial products business.
The most direct risk is data breach: a marketplace seller who collects routing and account numbers from thousands of business customers becomes a high-value target for data theft. A second risk is unauthorized account use: account numbers captured during a check order can be used to initiate ACH withdrawals without the account holder's knowledge. A third risk is counterfeit check production: a seller who retains your check template files could produce unauthorized copies after your order is complete.
What Happened After the Ban
As the original content correctly notes, some Amazon sellers restored the customization option without official action from Amazon. This does not change the underlying risk profile. The security and verification concerns that led to the original ban apply equally whether Amazon enforces the rule or not. For business owners who need customized checks with their routing number, account number, and business name printed on every check, ordering from a dedicated direct printer eliminates the marketplace risk entirely.
Why Ordering From a Direct Printer Is Safer
As the original content explains, Checkomatic uses a sophisticated check fraud system that scans and verifies every order before shipment. This is the key operational difference between a dedicated check printer and a marketplace seller. Here is what that difference means in practice.
Order Verification Before Production
Every Checkomatic order goes through a verification step that confirms the business name on the order matches the routing and account number combination submitted. This is a critical check: if someone attempts to order checks using another business's routing and account number with a different name, the mismatch triggers a flag before any check is printed. Marketplace sellers do not have this verification layer because they do not have access to the banking data needed to perform it.
Data Handling and Storage
A dedicated check printer like Checkomatic operates under specific data handling protocols for financial information. Routing numbers and account numbers are used only for order processing and are not retained after shipment. Marketplace sellers, by contrast, may store this data indefinitely in systems that were not designed for financial data security. The risk of a data breach on a marketplace platform is meaningfully higher than the risk at a dedicated check printing facility that processes banking data under financial industry standards.
Security Features on Every Order
The standard security features listed in the original content are included on every Checkomatic business check order at the base price. This is a meaningful distinction from marketplace sellers who may offer low-cost checks that lack chemical-reactive paper, microprinting, or a void pantograph. Checks without these features are significantly easier to wash, counterfeit, and alter. For the complete guide to which security features actually stop fraud and which are marketing theater, see are business checks safe: security features that actually matter.
What to Look for When Ordering Custom Checks Online
Whether you are switching from a marketplace seller or ordering customized business checks for the first time, the following checklist identifies what separates a secure check printer from an unreliable one.
Verification and Security Checklist
- Order verification process: Does the printer verify that the business name matches the routing and account number before printing? Ask directly if this is not stated on the website.
- Security features published: A reputable printer lists exactly which security features are included at each pricing tier. Vague language like "premium security" without specifics is a warning sign.
- MICR certification: Is the MICR ink certified to ANSI E13-B standards? This is the specification US banks require for automated check processing. Non-certified MICR causes check rejections.
- Check 21 compliance: Every check printed for use in the US must be compatible with Check 21 electronic processing. This should be stated explicitly, not assumed.
- Data handling: Does the printer state clearly that banking data is not retained after shipment? If this is not addressed, ask before ordering.
- Track record: How long has the printer been operating? A printer with a multi-decade track record in business check production has a verifiable history that a marketplace seller does not.
For the complete guide to check washing protection and what happens to your banking data when a check is intercepted in the mail, see what is check washing and how to protect your business. For positive pay as the bank-side complement to secure check stock, see what is positive pay and how does it work.
What Customers Say About Checkomatic
All reviews below are published on checkomatic.com and reproduced verbatim. Source: checkomatic.com/quickbooks-starter-pack-product, 4.5 stars from 166 verified reviews.
"Been with them for 15 years. Always reliable, always good quality, good service. What more can you ask for?"
ATV Inc. | ★★★★★ 5/5 | April 5, 2024 | Source: checkomatic.com/quickbooks-starter-pack-product
"First time ordering and I am super impressed with the quality of the checks. No issues with delivery. I will be ordering again!"
TClinton | ★★★★★ 5/5 | April 9, 2025 | Source: checkomatic.com/quickbooks-starter-pack-product
"We use CheckoMatic for all of our check needs! They have great prices and we receive our products in a timely manner!"
CG's Tax Service | ★★★★★ 5/5 | September 18, 2024 | Source: checkomatic.com/quickbooks-starter-pack-product
"I got 500 checks for less than half of what the bank wanted for 200!"
VVA Voucher Checks (Vietnam Veterans of America) | ★★★★★ 5/5 | July 6, 2024 | Source: checkomatic.com/quickbooks-starter-pack-product
"ASJ Wilson Construction has been a client of checkomatic for some years now and they've never disappointed this company. Thank you checkomatic for all that you do."
ASJ Wilson Construction | ★★★★★ 5/5 | June 6, 2024 | Source: checkomatic.com/quickbooks-starter-pack-product
"Affordable and efficient. My go-to business check printer."
Doe | ★★★★★ 5/5 | January 24, 2025 | Source: checkomatic.com/quickbooks-starter-pack-product
Why Choose Checkomatic for Custom Business Checks
Direct Printer Since 1997 , Not a Marketplace Seller
Checkomatic has operated as a dedicated business check printer from Monroe, NY since 1997. Every customized check order is produced in-house with full control over the printing process, security feature application, MICR encoding, and data handling. There is no third-party seller involved, no open marketplace data flow, and no shared platform risk. The business that prints your check is the same business that verifies your order and ships to your address. Browse all customized business check formats at business checks, QuickBooks checks, and computer checks.
Order Verification on Every Customized Check Order
As the original content correctly states, Checkomatic's sophisticated check fraud system scans and verifies every order before shipment. If the order does not pass verification, it is canceled and reprocessed , not shipped with an error and corrected later. This verification step is what dedicated direct printers have and marketplace sellers do not.
Security Features Included , Not an Upgrade
The seven standard security features listed in the original content are included on every Checkomatic order at the base price. High-security checks add four more features for businesses that write large checks, operate in fraud-prone industries, or have experienced a check fraud incident previously. There is no basic tier that strips out security to lower the price point.
Lowest Price Guaranteed
As the original content correctly states, Checkomatic promises and delivers the lowest price on all business checks. The cost savings come from Checkomatic's printing volume and direct-to-business model, not from reducing security features or skipping verification. For ordering guidance and a comparison of check types by use case, see what is the best place to order checks online.
