Xero check on bottom format from Checkomatic places the check at the base of a standard 8.5" x 11" sheet with two perforated stubs running above it. Your company name, bank name, routing number, and account number come pre-printed on every sheet before the stock ships. When you run a payment batch through Xero, the software outputs payee, amount, date, and check number directly into the lower check fields. The MICR line is already on the paper in magnetic ink. No MICR toner required from your printer. Starting from $19.79 with 51 verified reviews.
Which Xero Configuration Uses the Check-on-Bottom Format?
Xero's default print layout positions the check at the top of the page. The bottom-format is used when a Xero account has been configured to output check data to the lower section of the sheet. This configuration is less common than check-on-top but does appear in setups where a previous accounting platform used the bottom position and the Xero migration preserved that print template, or where a Xero implementation partner has deliberately configured the layout to match an organization's existing check stock.
If you've been using a different check format and your Xero print batches keep misaligning, that's a format mismatch. Load one sheet of your current stock and run a test print on plain paper through Xero. If the data lands at the bottom, bottom-format stock is what you need. If it lands at the top or center, browse Xero checks on top or Xero checks in the middle instead. The format has to match the software output exactly, not approximately.
Xero Check Printing on Bottom: How the Two-Stub Layout Works
Two perforated stubs sit above the check in the bottom format. Both stubs record the same payment transaction when Xero prints the sheet. One goes to the payee as a payment remittance record, confirming the amount, date, and payment reference. The other stays in your files as the accounts payable or payroll record for that check.
For operations that require a paper trail attached to every outgoing payment, the two-stub system handles that automatically at print time. Xero populates both stubs with payment detail from the transaction record. No manual entry on the stubs after printing. The check tears off at the perforation, the stubs stay in sequence in your file, and the records are complete.
The MICR line at the bottom of the check, which carries your routing and account numbers for automated bank processing, is pre-encoded in magnetic ink before the stock ships. Your standard laser or inkjet printer handles only the variable payment data Xero generates. No MICR toner cartridge required.
Xero Compatible Checks: Customization and Security on Every Order
Every Xero check on bottom order comes with 20 background color and texture options across diamond, marble, and prismatic styles. Colors include blue, burgundy, brown, gold, green, green-blue, and blue-red. Black and white logo printing is included free on every order. Upload a JPEG or TIFF logo at checkout. Color logo printing is available for a small additional fee. Extra signature lines for dual-authorization accounts are available as an add-on. Starting check number is set at checkout.
Standard security features on every sheet include chemically sensitive paper, coin-reactive ink, heat-sensitive ink, a visible watermark, microprint border lines, and invisible fluorescent fibers. High-security upgrade adds holographic elements and enhanced microprinting for accounts that process payroll or high-value vendor payments regularly.
Why Checkomatic for Xero Print Checks
Checkomatic has manufactured Xero compatible checks from Monroe, NY since 1997. Every bottom-format check meets and exceeds American Bankers Association specifications and is accepted at all major US banks. Standard shipping is 3 to 5 business days. Rush B overnight delivery on your first 50 checks is at checkout. Bulk discounts apply at 250, 500, and 1,000 checks. For the full Xero check range including Xero 3 on a page, browse the complete Xero checks category. For matching envelopes, browse check envelopes.
If your Xero configuration outputs to the bottom of the page and your current check stock hasn't been matching it, this format ends that problem on the first print run.
Contact Us 
Re order 
Log in 
Cart 0 
