Blank laser checks on top are unprinted voucher check stock formatted with the check at the top of an 8.5 by 11 inch sheet and two perforated stubs below it. No banking details are pre-printed. Your accounting software and MICR toner print the full check at run time, including the routing number, account number, and check number in the MICR line at the bottom. This is the most widely used blank check format in the US, aligning with the default check-on-top template in QuickBooks, Sage, Xero, and most other accounting platforms. Checkomatic has manufactured blank check paper from Monroe, NY since 1997 to ABA standards, with bulk quantities and high-security options available.
What Are Blank Laser Checks on Top and How Do They Work?
A blank laser check on top, sometimes called a blank voucher check, is check paper designed for businesses that print the MICR line themselves. The check sits at the top of the sheet. When you run a check print job, your accounting software outputs the payee name, dollar amount, date, and check number into the check area, and prints the MICR routing and account data along the bottom of the check. Two perforated stubs below the check record AP or payroll detail, one for the payee and one for your files.
The difference between blank laser checks and pre-printed computer checks is where the MICR line comes from. On pre-printed checks, the MICR line is printed during manufacturing and arrives on the paper. On blank stock, your software and MICR toner printer handle that line at the point of printing. Blank stock requires MICR toner. Pre-printed checks do not. For a pre-printed check-on-top with banking details already on the paper, see our QuickBooks check on top pre-printed format.
Blank Laser Business Checks for Print-on-Demand Operations
The check-on-top blank format is the standard choice for print-on-demand check operations: payroll companies running checks for multiple client accounts, accounting firms processing AP for multiple entities, and businesses with frequent banking changes that need flexibility at print time.
Printing on demand means you maintain one paper inventory rather than stocking separate pre-printed batches for every account. When an account number or bank changes, you update your software and the next print run reflects the new information. No check stock becomes obsolete. For businesses managing five, ten, or fifty separate accounts, that flexibility is a real operational advantage.
The check-on-top format is also the default layout in QuickBooks Desktop, QuickBooks Online, Xero, Sage 50, Quicken, and most other accounting platforms that support check printing. You do not need to configure a custom template. Load the paper, run the job, and the fields land where they should.
Format Options Within the Blank Check Catalog
The check-on-top format is the most commonly ordered blank check layout. The other formats suit specific software templates or workflow preferences.
For a check centered on the page with one stub above and one below, our blank check paper in middle is used with Deltek and certain Sage configurations. For a check at the foot of the sheet with stubs above, our blank check stock on bottom covers payroll-heavy operations. For three checks per sheet with no stubs, our blank laser checks 3-on-a-page offer the lowest cost per check at high volume. The full blank check stock catalog covers all four formats.
Security Tiers, Colors, and Paper Specifications
Every blank laser check on top includes fraud protection built into the paper stock. These features apply equally to blank and pre-printed check stock because the security is in the paper itself, not the printed banking details.
- Microprinting along the signature line that blurs on any standard photocopy
- Heat-sensitive ink that disappears when the surface is warmed
- Chemical-reactive paper that stains when exposed to bleach or solvent
- Void pantograph that shows VOID on any photocopy
- True watermark visible from both sides under light
Two security tiers are available at checkout. Regular security covers the features above. High security adds DocuGuard protection for organizations processing high-value payments or operating in elevated-fraud environments. Three background design families are available: Marble, Diamond, and Prismatic, in multiple color options across each family.
Why Choose Checkomatic for Blank Laser Checks
Checkomatic has manufactured blank check paper and accounting software compatible checks from Monroe, NY since 1997. Every sheet exceeds ABA specifications. Bulk pricing scales from 500 to 20,000 sheets with meaningful discounts at each tier. Custom quantities are available. Orders carry a 30-day satisfaction guarantee. Standard delivery runs 5 to 7 business days with rush options available for urgent print runs.
Blank laser checks on top are the standard format for businesses that print their own MICR line, manage multiple accounts, or run print-on-demand check operations. Every sheet from Checkomatic is ABA-compliant, available in bulk from 500 to 20,000 sheets, and backed by a 30-day guarantee.