Question 1

What Are Pressure Seal Checks?

Accepted Answer

Business entities use various types of checks for their daily financial transactions. These checks can include but are not limited to personal checks, manual business checks, computer checks, and blank business checks or blank personal checks.   These above-mentioned checks can be further divided into several subcategories. The different formats of checks are checks on top, checks in the middle, checks on the bottom, three to a page checks, laser checks, and z fold pressure sealed checks.  A pressure check can be defined as a check that contains a full-page self-mailing document that has a seal on it. This seal is specially made. When this seal is in use, the document is sealed with a unique bonding procedure. This sealing process does not require any water or heat for its completion.   When the document is folded, you can notice a few patterns that perfectly align themselves on the edge of the document. These patterns are specially formulated by the use of a specific type of cohesive glue.

Question 2

Is It Legal to Make a Copy of a Check?

Accepted Answer

Regulatory and governing bodies have created a few rules and regulations that are to be followed in a strict manner.  Under the United States financial regulations there are many things that are considered punishable by law. A full-sized, double-sided, and fully colored photocopy of any United States paper currency or U.S. Treasury check is deemed illegal.  If the authority finds such practices, the individual shall be charged for committing crimes such as forgery. If found guilty, the person can get various punishments. These punishments can range from community services, probation, or a prison sentence that can lead up to five years. In some cases they can be fined, the fine amount can reach a maximum of one hundred and twenty-five thousand dollars.  A black and white photocopy of a check is generally considered a void or null product. Hence, this type of item does not have any real value other than documentation purposes.

Question 3

Do Banks Verify Checks Before Cashing?

Accepted Answer

A banking institution thoroughly verifies the authentication of every financial transaction. After the deposition of the check, be it personalized business checks or business checks for Quickbooks, the same has to go through the same verification process. Only after the authentication can a person truly withdraw the sum. It has to be noted that some banking organizations tend to charge the customers a specified amount of fee if their check bounces.