Monday, November 7, 2011
Computer checks are not a new invention. In fact, the act of printing computerized checks
has long been utilized by big businesses and corporations. However, with modern technology and the lowering cost of software and equipment, the ordinary home owner can use this technology to both streamline their finances, but do all sorts of amazing things with them. To be sure, there are many reasons to use computer checks. Reason number one: Consider that computer checks automatically track your finances. If you are one of those people who have a difficult time keeping track of where the money goes each month, computer checks generally have the option for them to track and record each time it is printed. Many of the programs and types of computer checks can do things from tracking your finances to showing where someone has been overspending. Sometimes the programs can even run monthly financial reports. Reason number two: small businesses look professional and modern when they use computer checks. Everyone knows that image can be everything. Handwritten checks indicate that the small business has not embraced the modern age. With as easy as it is to use computer checks, one would have to wonder why a new business would not utilize them. Many small businesses use computer checks because they project an image of prosperity and effectiveness that an ordinary check could not. Logos can often be printed on them, offering more of a recognition factor. Reason number three: using computer checks can save a person time. Setting checks to be printed on a regular basis can make paying bills quick and efficient. In fact, many computer checks also offer the ability to make online payments, schedule them, then simply be reminded that they’ve gone out. They will even notify you a few days in advance of when the payments are to be made. It’s like having your own personal secretary. Reason number four: processing times are quicker. Computer checks that are printed and then sent are easily read by other company’s scanners. This is because computer checks are already in the format that most other companies recognize. Faster turn around means faster response times, product delivery times, and quicker payments. Reason number five: security. Having a checkbook makes it easier to be stolen, or lost. Someone having that information in their hands and effectively wipe out your bank account. This is never the problem for a computer check that is printed from the computer. Computer checks are gaining popularity, not only among the business elite, but among the small business owners and the average home owner. Ease of use, safety, and the financial assistance these checks offer make the old way of doing checks virtually impractical.